References - Legal

As more and more Americans become reliant on credit cards in their daily life, identi

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ty theft is growing. Identity theft is when someone uses your personal information w

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

thout permission. They can obtain credit or use your existing credit to put you in a

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

serious financial crisis. Prepaid credit cards may be an option for someone who want

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

to avoid identity theft.

Prepaid credit cards are a credit card that you add a cert

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

in amount of money to. These cards do not have a set limit, but rather your spending

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

is based on how much money you put on the card. The idea is that you can use the ca

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

d anywhere credit cards are excepted, but without the worries of debt. You do not ge

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

charged interest charges and can not exceed your spending limit. These cards are no

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

tied to a bank account and you do not get monthly bills. This makes prepaid credit

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ards virtually unworthy an identity thief’s time.

If you are approached by someone t

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

rying to steal your identity you can feel protected with your prepaid credit card. M

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

st of the time these thieves try to get your credit card number so they can then use

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

t to make purchases. Even if they do get your credit card number they still can only

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

use the amount of money you have on the card. They can not go on a crazy spending spr

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

e and since the card is not attached to any bank accounts, they can not access your o

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ther financial information. This protection doesn’t come with debit cards or regular

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

credit cards.

Using prepaid credit cards everyday or just for occasions, like travel

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ng, when you could be more prone to identity theft is an overall good idea. Many thi

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

f’s are looking for an easy target, but if you play it smart you won’t be that target

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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References - Credit Cards and Identity Theft

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